This past week, the Bureau of Labor Statistics reported that consumer prices rose by 7% during this past year, the highest in 40 years.
Most demand deposit accounts pay 0% interest. European currencies, like the Swiss franc, charge to hold demand deposits.
There have been several academic studies over the last half-century to determine the optimum size of government.
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There are many alternatives to gold, including a variety of commodity baskets, but my favorite is aluminum.